# Investing

Work with our team of financial planners to craft the optimal investment strategy for your future.

## Portfolio Analysis
We'll review your current portfolios to make sure they are suitable for your situation.

## 0% AUM Portfolio Management
Invest with Range and get our portfolio management with 0% AUM fees — potentially saving you thousands of dollars each year.

## Ongoing Support
As your situation changes—or the market changes—the Range team is here to help you evaluate and adjust your investment strategy.

# Taxes

Evaluate past filings and build future projections to understand the impact of your financial decision and reduce your tax burden.

## Tax Analysis
Analyze your prior year’s tax return (Form 1040) and make recommendations to reduce your tax burden.

## Tax Loss Harvesting
Evaluate your investment portfolios for opportunities to harvest tax losses and reduce your capital gains taxes.

Included with **Platinum** and **Titanium** plans.

## Tax Projections
We’ll evaluate your tax burden year to date. Then we’ll create a strategy for the rest of the current tax year.

Included with **Platinum** and **Titanium** plans.

# Retirement

Freedom isn’t just a goal—it’s the foundation. Every plan is built around the freedom to choose your own path, whether that’s the classic retirement or something entirely your own.

## Retirement Income Analysis
Determine how much you'll need to retire the way you want. Review your current savings and contributions.

## Personalized Retirement Strategies
We assess your retirement plan against potential risks to evaluate its likelihood of success—and make adjustments to increase your odds.

## Long Term Tax Planning
Continually evaluate your plan to protect your retirement savings from undue taxation.

# Estate, Education & Insurance

Get all your ducks in a row today to ensure your family is properly taken care of tomorrow.

## Estate Planning
Our financial advisors will evaluate your existing estate plan documents to ensure they meet your current needs and objectives—and potentially coordinate drafting basic estate plans.

## Education Savings
Ensure your saving strategy is taking full advantage of any tax breaks—and that it will sufficiently meet your goals.

## Insurance Optimization
Analyze your current risk exposure across all insurance types to ensure you have the right coverage.

# Real Estate

Get the most out of your real estate holdings and work with Range to ensure you’re responsibly building your portfolio.

## Primary Residence Advice
Whether getting your first home or upgrading, understand how to best make your home purchase (i.e. 1031)—and how that might impact your cash flow.

## Investment Property Analysis
For existing or potential properties, plan the proper ownership structure, and build the optimal lending and liquidity strategy.

## Minimize Tax Exposure
For the purchase or operation of investment properties, work with Range to ensure you’re minimizing your tax burden (i.e. declaring active vs passive income).

# Equity Compensation

Ensure you understand both the potential value of your equity compensation, and the tax implications involved with your ISOs, NSOs, RSAs, or RSUs.

## Evaluate Your Equity Comp
Understand the value and options for existing equity comp, equity comp in a new job offer, or both.

## Plan for Equity Events
Whether you’re looking at an early exercise, 10b5-1 trading, or an upcoming IPO, make decisions now to maximize the value of your equity (and minimize your tax burden).

## Equity Comp Tax Projections
Get ahead of potentially large tax implications by understanding how to best manage your ISOs, NSOs, RSAs, and RSUs.

# Cash Flow

Understand how your money comes in, where it's going, and how slight modifications could free up funds to do more.

## Income and Expense Assessment
Evaluate your current income sources, household expenses, and obligations to gain a clear understanding of your financial situation—and potential.

## Cash Flow Optimization
Calculate your net cash flow and build a strategy to increase disposable income so you can invest in the future or eliminate your debt.

## Budget and Cash Flow Projections
Use comprehensive DIY tools to set budgets and build cash flow projections—then work with Range to allocate disposable income.